The Bank of Russia has classified organizations with signs of financial pyramids. About this informed the head office for countering malpractice in the open market, Bank of Russia Valery Lyakh. According to him, today in the crosshairs of the crooks who call themselves "financial agents" are citizens, debtors of banks and microfinance institutions. They offer services either on refinancing of overdue loans, either by co-financing. These "financial agents", telling the Central Bank, argue that organized investment projects to generate enough to repay the loan income. By signing the contract, they undertake to repay the debt of the physical person on the loan before the Bank or MFI. Instead, the client sends the agent the money in the amount of 20-35% of the total debt. These funds are in the contract as payment for services of the agent. After this "financial agent", typically produces several payments to repay the debt to demonstrate "good faith"...