Today, the concept of banking machine for dispensing cash or just the ATM closely associated with the concept of a payment card. This relationship is sustained over decades and helps us to access your account from virtually anywhere in the globe. The first ATM was patented by Luther George Simpana in 1939 , the Device gave out cash, but could not deduct them from the account – this technical possibility did not yet exist. Simjan invited to try out the invention one of the major us banks, but after half a year bankers returned the car, saying that do not see it as necessary. The invention of Simpana 30 years forgotten and finalized only in the late 60's by engineer Don Wetzel. 21 Sep 1995, don Wetzel (co-owner of the patent for the ATM) gave an interview for the Museum of American history. The content of this interview used in this article. After graduating from Loyola University in 1951 year, don Wetzel was hired at IBM in the computing center of collective use. At that time, ve...